Pre-approved financed can be arranged before purchasing your new wheels. Pre-approval gives you a clear understanding of your budget and strengthens your position when negotiating a purchase. Make sure you know how long the pre-approval last for – they are valid for a limited time, typically about 28 days. Lending criteria, fees, terms and conditions apply.

The team at better finance™️ works diligently to collect all the necessary information upfront. With everything in place, they can often approve loans within two to three hours. However, the final approval time may vary depending on lender timeframes.

better finance™️ works with a wide range of lenders to find finance options appropriate for your needs and circumstances. See below for a current list of lenders.

To process your loan application, you'll need to provide personal identification, proof of income, details of any assets or liabilities, and information about the vehicle or item you're looking to finance. The team at better finance™️ will guide you through the specific requirements.

Fees apply, including an establishment fee of up to $350 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. 

Here’s an example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.